We're in the money business, but our heart's in the people business.
Dedicated relationship managers. Competitive rates across 56+ currencies. Institutional-grade solutions for businesses and private clients worldwide.
Dedicated relationship managers. Competitive rates across 56+ currencies. Institutional-grade solutions for businesses and private clients worldwide.
Dinheiro was founded on the belief that businesses and private clients deserve better than the opaque pricing and impersonal service offered by high-street banks.
We combine institutional-grade market access with the personal attention of a dedicated relationship manager, giving every client the rates and service they deserve, regardless of transaction size.
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Every client is assigned a dedicated relationship manager who understands your currency needs, timeline, and risk appetite.
No hidden fees. No surprise charges. Your rate is agreed upfront, and that is the rate you get.
Your funds are safeguarded in segregated client accounts. Regulated by the Financial Conduct Authority.
Same-day and next-day settlement options across all major currencies with our global banking network.
From spot transactions to structured hedging programmes, we have the expertise and the infrastructure to deliver.
Exchange currency at today's live market rate with same-day or next-day settlement. Ideal for immediate payment requirements.
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Lock in today's exchange rate for a future date, protecting your business against adverse market movements.
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Automate recurring international transfers, including payroll, supplier payments and scheduled remittances, with consistent rates.
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Pay multiple recipients across multiple currencies simultaneously via a single instruction. Built for scale.
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Set a target rate and we execute automatically when the market reaches it. No need to watch screens; we monitor for you.
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Receive payments from overseas clients in their local currency with local bank details in 30+ countries.
Learn more →Opening an account takes minutes. From there, your dedicated relationship manager guides you through every transaction.
Complete our secure online application in under 5 minutes. No paperwork, no branch visits.
A named account manager contacts you to understand your currency needs and objectives.
Receive a live, competitive rate from your relationship manager. Accept it and confirm your trade instantly.
Send us your funds and we deliver to your beneficiary, same-day or next-day, globally.
Whether you are buying an overseas property, making regular transfers, or supporting family abroad, Dinheiro gives you bank-beating rates and a relationship manager who picks up the phone.
From SMEs importing goods to multinationals managing treasury risk, we provide the tools and expertise to keep your currency costs predictable and your business competitive.
Complete the form below and a member of our team will be in touch within one business hour.
Here is what our clients say about working with Dinheiro.
"Switching from our bank to Dinheiro saved us over £40,000 last year on supplier payments alone. The level of service is in a different league."
"I was buying a property in Portugal and the process was seamless from start to finish. My specialist knew the market and gave me confidence at every stage."
"We pay a global remote team in seven currencies every month. Dinheiro handles it all through one instruction. It has transformed our finance operations."
Payment services for Dinheiro Limited are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales, Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB), License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution, Firm Reference Number: 927951.
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