Whether you are buying a home overseas, supporting family abroad, or relocating, Dinheiro gives you bank-beating rates and a relationship manager who actually picks up the phone.
Illustrative example based on indicative rates. Speak to a relationship manager for a live quote.
Banks charge more than they should for international transfers. Dinheiro was built to change that. Whatever your reason for sending money overseas, we give you a relationship manager, a competitive rate and a service that treats you like a person, not a transaction.
From first-time buyers purchasing a holiday home to expats making regular transfers back home, we handle it all with discretion and expertise.
Speak to a Relationship Manager →
Buying a home in France, Spain, Portugal or further afield? We handle large one-off transfers with precision timing and market guidance throughout.
Paying an overseas mortgage, sending money to family, or covering living costs abroad? We set up automated regular transfers at consistent, competitive rates.
Moving abroad is complex enough. We handle the financial side, transferring your assets to your new home country with minimal fuss and maximum value.
Lock in today's rate for a future purchase, ideal if you have exchanged contracts on a property and need to protect yourself from currency swings.
The difference between us and your high-street bank is not just the rate. It is the entire experience.
You are not a number to us. Every client has a dedicated account manager available by phone, email, or video call whenever you need them.
Our clients typically save between 1.5% and 4% versus high-street bank rates. On a £200,000 property purchase, that is a significant sum.
Your funds are protected in segregated safeguarding accounts. Payment services are provided by Sciopay Ltd, authorised by the FCA as a Payment Institution (FRN: 927951).
Same-day and next-day settlement in all major corridors. Your money arrives where it needs to be, when it needs to be there.
Whether you are sending £500 or £5 million, you receive the same quality of service and the same competitive rate structure.
Our specialists watch the markets daily and will alert you to favourable rate movements so you can time your transfer with confidence.
Opening a personal account is free, takes under five minutes, and comes with no obligation to trade.
Fill in our simple online form. No credit checks, no fees, no commitment required at this stage.
We assign you a dedicated foreign exchange relationship manager who calls you to understand your requirements and timeline.
When you are ready to transact, your relationship manager provides a live, competitive rate for your approval.
Send your sterling (or other currency) to us and we deliver the converted funds directly to your beneficiary.
Real people, real transfers, real savings.
"I was buying a property in Portugal and the process was seamless from start to finish. My specialist knew the market and gave me confidence at every stage."
"I moved to Dubai last year and Dinheiro has been handling my monthly transfers ever since. The rates are consistently better than my UK bank and the service is outstanding."
"When we emigrated to Australia, we needed to transfer our entire savings. The team at Dinheiro made what could have been a stressful process completely straightforward."
Register today and a personal foreign exchange relationship manager will call you within one business hour.
Payment services for Dinheiro Limited are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales, Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB), License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution, Firm Reference Number: 927951.
